Your Personal Finances

Choosing the best credit card

By Terri Williams
If you are confused by the huge variety of credit cards available an online tool offered by the government may help. The Financial Consumer Agency of Canada’s website at www.fcac-acfc.gc.ca offers an interactive tool called Credit Cards and You that can help you find the best card for your needs.

Save money on your mortgage payments
By Terri Williams
You can shave thousands of dollars off your mortgage costs by looking at a variety of strategies available to cut your costs. Even the smallest difference in a mortgage rate can make a huge impact on how much money actually comes out of your wallet.

Be careful with family loans
By Terri Williams
A colleague of mine recently found his 30-year-old daughter living back at home. A nasty divorce had sent her running back to mom and dad for both emotional and financial support.