Your Personal Finances
Consumer Alert
Making a smart move
By Terri Williams
While it may be exciting to move into a new home, especially if it is your first home purchase, the actual move can be a lot of hard work. Many people rely on their relatives or friends to help them move, but those that have moved often know there is a limit to how many times you can ask someone to help move you. It is a huge job.
An alternative option is to hire a moving company. While it can be costly, hiring a moving company can save a lot of hard work by you and your friends.
Costs of hiring a moving company vary widely depending on the services you choose to buy. A moving company can simply load and unload your furniture and belongings you have packed or they can pack and move your entire household.
To find a good moving company, you should, as with any purchase, get referrals and shop around. You should have at least three visits from companies to give you a quote. Know what you will be paying for. Some movers charge by weight and others by volume. When quoting the mover will also consider the distance and the timing. Summer is peak season and your costs will be higher.
Here are some great Do's and Don'ts from the Canadian Association of Movers, (CAM) the trade association for the moving industry in Canada:
Do's
- Use a reputable mover. Check with your provincial government, the Better Business Bureau and, especially, with CAM (at www.mover.net/consumers.html or toll free 1-866-860-0065).
- Always make sure you get a written estimate.
- Read Industry Canadas Consumer Checklist for Choosing a Moving Company found on CAM's website.
- Ask how your goods will be physically protected and insured while in transit.
- Visit the mover's office or warehouse to validate legitimacy
Don'ts
- Rely on advertised or verbal promises.
- Make your decision based solely on price.
- Accept any verbal agreement.
- Assume the mover is insured.
- Assume that the mover you contract with will be the one you move with.
Here are some moving tips from Altas Van Lines:
- If you must move during the "peak" summer season, then try to avoid the end of the month. The last few days of June and August are the busiest moving days of the year.
- Never plan to move in on your "closing" day. Sometimes there are delays in the closing or the former owners may be later moving out. There's nothing worse than having the moving truck sitting idle running up extra charges.
- Go through your home from top to bottom before the moving company comes to give their estimate. Decide exactly what is being moved and what is being thrown out or sold. Make a list so you can discuss it with the moving consultant.
- If you are doing some/all of your own packing, arrange to get started well in advance of the move.
- Dispose of all flammables such as cleaning fluids, aerosol cans. Your mover can provide you with a list of "non-admissible" items. Drain your lawn mower and other machinery.
- Make sure you have written appraisal for antiques, high value artwork etc. to verify their value prior to the move. Provide a copy to your mover.
- Movers do not remove items affixed to ceilings and walls therefore if you are taking drapery track, curtain rods, blinds or other such items, remove them before the packers/movers arrive.
- Arrange for young children and /or pets to be cared for on packing, loading and delivery days. They will certainly get in the way.
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Terri Williams, CFP, is Vice President, Editorial Services and Production for DundeeWealth Inc.
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